Matrix Forex Insights

Rules & TaxesGuides

TCS, LRS, GST and the remittance forms, decoded in plain language and kept current for FY 2026-27. Every rule cites the RBI or CBDT circular it comes from.

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Every Rules & Taxes Guide

Do You Need to Declare Currency at an Indian Airport? Here's When the CDF Applies

You've just landed in India after years of working abroad, and your suitcase isn't the only thing you're br...

11 min read

The US Just Ended “Duration of Status” for F-1 Student Visas. Here's What It Means for Your Child's Money

Quick answer: The US ended “Duration of Status” for the F-1 student visa on July 17, 2026. From September ...

14 min read

Moving Back to India for Good? Here's What RNOR Status Means for Your Money

Say you've spent the last nine years in Toronto, and the flight home is booked for good this time, not a vi...

13 min read

FEMA Rules for NRIs: What Changes When Your Child Leaves

You dropped your child at the airport last week, or you will this week. The August intake flights are full ...

13 min read

Selling Property in India as an NRI? Here's How to Actually Get the Money Home

Say you own a flat in Pune. Or a plot outside Chennai your parents left you years ago. You live in New Jers...

11 min read

RBI Removed the FCNR(B) Rate Cap for NRIs. The Window Closes September 30

The rupee had a rough spring. It touched a record low near ₹96.6 to the dollar in May 2026, and the Reserve...

15 min read

UK Student Visa Maintenance Funds: The 28-Day Rule Indian Students Keep Getting Wrong

Say your bank balance is exactly right. You have done the maths, moved the money, and you are booking your ...

9 min read

Australia's Evidence Level-3: The Financial Proof Indian Students Now Need

Something changed for Indian students applying to Australian universities this year, and most people still ...

8 min read

AD-II vs FFMC: The RBI Licence Difference Most Forex Sites Never Explain

Every forex site in India slaps "RBI Authorised" somewhere near the top of its homepage. It sits in a littl...

8 min read

GIC & Germany’s Blocked Account, Explained for Indian Students (2026)

•    A Canadian GIC and a German blocked account (Sperrkonto) do the same job: they prove to a visa off...

12 min read

Corporate Forex for Business Travel: Why It Sits Outside LRS

A finance team booking foreign exchange for an employee's overseas trip often reaches for the same rules an...

9 min read

Buying Property Abroad Under LRS: The Rules, the Tax and How to Pay

An apartment in Dubai, a flat in London, a holiday home in Portugal. Owning property overseas has become a ...

10 min read

Is It Safe to Buy Forex Online in India? What RBI Authorisation Means

If you are buying foreign currency for a trip, a child’s tuition, or a hospital bill abroad, doing it onlin...

9 min read

What Is a Purpose Code? The RBI Label That Decides Your Remittance

Anyone who has sent money abroad has filled in a purpose code, whether they noticed it or not. It is the sm...

8 min read

GST on Forex in India: Rate, Slabs & Calculation (2026)

You buy ₹1 lakh of foreign currency for a trip. The invoice shows the rate, the rupee amount, and then a li...

4 min read

How to Claim a TCS Refund on Foreign Remittance: ITR Guide for 2026

Let us say you sent ₹18 lakh to a university abroad last year for your child's fees. The bank or forex deal...

7 min read

A2 Form Guide: How to Fill It for Outward Remittance

Introduction Let us say you are about to send money abroad from India for the first time, maybe to pay a un...

9 min read

Forex for Medical Treatment Abroad: A Step-by-Step Guide

Introduction A medical remittance from India is not a normal forex transaction. The family is making decisi...

10 min read

Forex Fraud in India: How to Spot and Avoid It

Introduction Most forex fraud in India is not a sophisticated cyber attack. It is a confidence trick. The f...

12 min read

Form 15CA and 15CB Explained: When You Need Them and When You Do Not

Introduction Let us say you are sending money abroad and, somewhere in the checklist, you spot the words Fo...

9 min read

Documents Needed for Forex Purchase in India: A Complete 2026 Checklist

Introduction Let us say you are getting ready to buy some foreign currency, maybe for a holiday, maybe for ...

9 min read

LRS Limit 2026: USD 250,000 Rules & What Counts

Introduction Let us say you want to send some money abroad from India, maybe for your child's fees, maybe t...

9 min read

NRE vs NRO Accounts: An NRI's Guide to Sending Money Home

Introduction Let us say you have just moved abroad for work, or you have been abroad a while and your bank ...

11 min read

Outward Remittance from India: Complete 2026 Guide

Introduction Let us say you need to send money out of India, maybe to pay a tuition fee, to support a famil...

10 min read

RBI Rules on Carrying Foreign Currency Abroad: Cash & Card Limits

Introduction When we plan a trip abroad, most of us spend a lot of time thinking about the exchange rate. W...

10 min read

TCS on Forex Under LRS: Complete 2026 Rules Explained

Introduction Let us say you just bought some foreign currency for a holiday, or you sat down to pay the col...

12 min read

TCS on Foreign Remittance: What Changed on 1 April 2026

Let us say you are sending money abroad this year, for a child's tuition, a medical bill, or a holiday. Th...

13 min read