Rules & TaxesGuides
TCS, LRS, GST and the remittance forms, decoded in plain language and kept current for FY 2026-27. Every rule cites the RBI or CBDT circular it comes from.
Every Rules & Taxes Guide
Do You Need to Declare Currency at an Indian Airport? Here's When the CDF Applies
You've just landed in India after years of working abroad, and your suitcase isn't the only thing you're br...
The US Just Ended “Duration of Status” for F-1 Student Visas. Here's What It Means for Your Child's Money
Quick answer: The US ended “Duration of Status” for the F-1 student visa on July 17, 2026. From September ...
Moving Back to India for Good? Here's What RNOR Status Means for Your Money
Say you've spent the last nine years in Toronto, and the flight home is booked for good this time, not a vi...
FEMA Rules for NRIs: What Changes When Your Child Leaves
You dropped your child at the airport last week, or you will this week. The August intake flights are full ...
Selling Property in India as an NRI? Here's How to Actually Get the Money Home
Say you own a flat in Pune. Or a plot outside Chennai your parents left you years ago. You live in New Jers...
RBI Removed the FCNR(B) Rate Cap for NRIs. The Window Closes September 30
The rupee had a rough spring. It touched a record low near ₹96.6 to the dollar in May 2026, and the Reserve...
UK Student Visa Maintenance Funds: The 28-Day Rule Indian Students Keep Getting Wrong
Say your bank balance is exactly right. You have done the maths, moved the money, and you are booking your ...
Australia's Evidence Level-3: The Financial Proof Indian Students Now Need
Something changed for Indian students applying to Australian universities this year, and most people still ...
AD-II vs FFMC: The RBI Licence Difference Most Forex Sites Never Explain
Every forex site in India slaps "RBI Authorised" somewhere near the top of its homepage. It sits in a littl...
GIC & Germany’s Blocked Account, Explained for Indian Students (2026)
• A Canadian GIC and a German blocked account (Sperrkonto) do the same job: they prove to a visa off...
Corporate Forex for Business Travel: Why It Sits Outside LRS
A finance team booking foreign exchange for an employee's overseas trip often reaches for the same rules an...
Buying Property Abroad Under LRS: The Rules, the Tax and How to Pay
An apartment in Dubai, a flat in London, a holiday home in Portugal. Owning property overseas has become a ...
Is It Safe to Buy Forex Online in India? What RBI Authorisation Means
If you are buying foreign currency for a trip, a child’s tuition, or a hospital bill abroad, doing it onlin...
What Is a Purpose Code? The RBI Label That Decides Your Remittance
Anyone who has sent money abroad has filled in a purpose code, whether they noticed it or not. It is the sm...
GST on Forex in India: Rate, Slabs & Calculation (2026)
You buy ₹1 lakh of foreign currency for a trip. The invoice shows the rate, the rupee amount, and then a li...
How to Claim a TCS Refund on Foreign Remittance: ITR Guide for 2026
Let us say you sent ₹18 lakh to a university abroad last year for your child's fees. The bank or forex deal...
A2 Form Guide: How to Fill It for Outward Remittance
Introduction Let us say you are about to send money abroad from India for the first time, maybe to pay a un...
Forex for Medical Treatment Abroad: A Step-by-Step Guide
Introduction A medical remittance from India is not a normal forex transaction. The family is making decisi...
Forex Fraud in India: How to Spot and Avoid It
Introduction Most forex fraud in India is not a sophisticated cyber attack. It is a confidence trick. The f...
Form 15CA and 15CB Explained: When You Need Them and When You Do Not
Introduction Let us say you are sending money abroad and, somewhere in the checklist, you spot the words Fo...
Documents Needed for Forex Purchase in India: A Complete 2026 Checklist
Introduction Let us say you are getting ready to buy some foreign currency, maybe for a holiday, maybe for ...
LRS Limit 2026: USD 250,000 Rules & What Counts
Introduction Let us say you want to send some money abroad from India, maybe for your child's fees, maybe t...
NRE vs NRO Accounts: An NRI's Guide to Sending Money Home
Introduction Let us say you have just moved abroad for work, or you have been abroad a while and your bank ...
Outward Remittance from India: Complete 2026 Guide
Introduction Let us say you need to send money out of India, maybe to pay a tuition fee, to support a famil...
RBI Rules on Carrying Foreign Currency Abroad: Cash & Card Limits
Introduction When we plan a trip abroad, most of us spend a lot of time thinking about the exchange rate. W...
TCS on Forex Under LRS: Complete 2026 Rules Explained
Introduction Let us say you just bought some foreign currency for a holiday, or you sat down to pay the col...
TCS on Foreign Remittance: What Changed on 1 April 2026
Let us say you are sending money abroad this year, for a child's tuition, a medical bill, or a holiday. Th...