LIVE RATES
Zero Markup · Free Issuance

ZERO MARKUP FOREX CARD FOR INTERNATIONAL TRAVEL

Load 28 currencies at live interbank rates and use your Matrix Forex Card across 180+ countries.

Matrix Forex Card
YOUR NAME
Personalise Your Card
Your name will be embossed on your Matrix Forex Card
Max 26 characters · Will appear in CAPITALS
RBI-secured
24-hr issuance
Free delivery
Spend Globally. Pay Nothing Extra.
Zero Markup Forex Card

Spend Globally. Pay Nothing Extra.

Stop paying the 2–5% extra that banks build into the rate. Load your travel currencies in INR at live interbank rates, then spend them abroad with no markup. Accepted across 180+ countries on the Visa network.

Get Forex Card →
Key Features

Everything Your Forex Card Offers

Bank-grade security. Zero hidden fees. Global acceptance.

Zero Markup
The rate you see is the live interbank rate. We apply zero spread, with no hidden margin inside the rate.
RBI Cat-II Authorised
Licence No. NDL-ADII-0023-2023. Unlike aggregators, we hold our own RBI Category II licence and transact directly.
Doorstep Delivery
Foreign currency delivered the same day across 16 cities. Order before the 2 PM cut-off. Verified, counted, sealed.
Direct Branch Access
When you call, you reach our branch team directly, not a call-centre queue. Every branch has a named manager.
40+ Currencies
From USD and EUR to Vietnamese Dong and Mauritian Rupee, we support 40+ currencies covering every major destination.
100% Digital Journey
Order online, complete KYC digitally, pay via UPI and track your order, all from your phone.
Matrix Forex
🇭🇰 HKD — Hong Kong Dollar ₹12.56
🇺🇸 USD — US Dollar ₹94.87
🇪🇺 EUR — Euro ₹108.75
🇬🇧 GBP — British Pound ₹125.85
🇯🇵 JPY — Japanese Yen ₹59.75
🇦🇺 AUD — Australian Dollar ₹65.34
🇨🇦 CAD — Canadian Dollar ₹68.75
🇨🇭 CHF — Swiss Franc ₹118.25
🇸🇬 SGD — Singapore Dollar ₹73.55
🇦🇪 AED — UAE Dirham ₹25.81
🇹🇭 THB — Thai Baht ₹2.98
🇲🇾 MYR — Malaysian Ringgit ₹23.98
🇸🇦 SAR — Saudi Riyal ₹25.36
🇳🇿 NZD — New Zealand Dollar ₹54.02
🇨🇳 CNY — Chinese Yuan ₹14.26
🇰🇼 KWD — Kuwaiti Dinar ₹307.3
🇶🇦 QAR — Qatari Riyal ₹25.74
🇿🇦 ZAR — S.A. Rand ₹5.88
🇰🇷 KRW — South Korean Won ₹0.07
🇰🇷 KRW — South Korean Won ₹0.07
🇿🇦 ZAR — S.A. Rand ₹5.88
🇶🇦 QAR — Qatari Riyal ₹25.74
🇰🇼 KWD — Kuwaiti Dinar ₹307.3
🇨🇳 CNY — Chinese Yuan ₹14.26
🇳🇿 NZD — New Zealand Dollar ₹54.02
🇸🇦 SAR — Saudi Riyal ₹25.36
🇲🇾 MYR — Malaysian Ringgit ₹23.98
🇹🇭 THB — Thai Baht ₹2.98
🇦🇪 AED — UAE Dirham ₹25.81
🇸🇬 SGD — Singapore Dollar ₹73.55
🇨🇭 CHF — Swiss Franc ₹118.25
🇨🇦 CAD — Canadian Dollar ₹68.75
🇦🇺 AUD — Australian Dollar ₹65.34
🇯🇵 JPY — Japanese Yen ₹59.75
🇬🇧 GBP — British Pound ₹125.85
🇪🇺 EUR — Euro ₹108.75
🇺🇸 USD — US Dollar ₹94.87
🇭🇰 HKD — Hong Kong Dollar ₹12.56
How it works
CHOOSE YOUR CARD

Experience convenience and flexibility with our prepaid forex cards

Choose the card that matches your travel plans. Whether you’re heading to one country or several, Matrix Forex has an option that fits.

Both options come with:

  • 1. Chip-and-PIN security for maximum safety
  • 2. Global acceptance at ATMs and merchant outlets
  • 3. Reloadable mid-trip by a call to your branch, with the top-up reflected within the hour
  • 4. Locked-in exchange rates and no hidden charges

1
Single-currency cards
Available in any of the major international currencies – ideal for focused travel plans.
2
Multi-currency cards
Designed for travellers visiting multiple countries, so you don’t need to juggle multiple cards or currencies.

Load any currency · Spend in 180+ Countries · Zero Markup

Why Matrix?

Matrix Forex Card vs Banks & Competition

Run the numbers on a ₹3 lakh travel budget across USD, EUR and THB.

FeatureBank / Credit CardMatrix Forex Card ✓
Exchange Rate 2–5% above mid-market 0% markup, live interbank rate
Convenience Visit physical shop Order online, doorstep delivery
Transparency Hidden fees, built-in spread Rate you see = rate you pay
Speed Shop hours, limited stock Same-day delivery before 2 PM
Currency Range 10–15 currencies 40+ currencies
100% Online KYC Done in 5 minutes
RBI Cat-II Authorised Varies NDL-ADII-0023-2023

Stories from Global Indians

See why 3 Lakh+ customers trust Matrix Forex for their international journeys.

Student Remittance London, UK 🇬🇧
Forex Card Bali, Indonesia 🇮🇩
Family Trip Dubai, UAE 🇦🇪
Business Travel Singapore 🇸🇬
Why Matrix is Best Sri Lanka 🇱🇰
Forex Card FAQs

Common QuestionsAbout Forex Cards

What is a forex card, and what does forex card mean?
A forex card is a prepaid travel card you load with foreign currency in India before you travel, then spend abroad like a debit card. Because the currency is bought and locked at load time, the rate is fixed the moment you load — you are not exposed to rate moves during the trip, and there is no foreign transaction fee of the sort a domestic debit or credit card charges overseas.
Which is the best forex card in India?
The honest test has three parts: the markup on the interbank rate at load, the issuance and reload fees, and the ATM withdrawal charge abroad. Most bank travel cards build 1.5–3.5% into the load rate, which dwarfs any headline fee. The Matrix Forex card loads at the live interbank rate with zero markup and free issuance, which is where the saving on a typical trip actually comes from.
What are the forex card charges?
Issuance is free. The load happens at the live interbank rate with zero markup, so there is no hidden spread. GST applies to the service component on a tiered basis as it does on any forex transaction, and ATM withdrawals abroad and currency cross-conversion carry the network charges disclosed before you confirm. Nothing is added to the rate itself.
Is this a zero markup forex card?
Yes. Zero markup means the card is loaded at the interbank mid rate — the rate on this page and on Google — with no spread added. That is a different thing from a zero forex markup credit card, which waives the issuer’s foreign transaction fee but still settles at the card network’s own FX rate, usually about 1–2% off interbank.
What is a multi-currency forex card?
A multi-currency forex card holds several currencies in separate wallets on one card, so a multi-country trip does not mean repeated cross-conversion. The Matrix Forex card supports 28 currencies and is accepted in 180+ countries; you load only the currencies you need and spend from the matching wallet.
How do I get a forex card?
Order online, complete digital KYC with PAN and Aadhaar, and add your passport and travel documents for amounts above the USD 3,000 equivalent. The card is delivered to your door, same day across 16 cities, or collected from any of the 8 branches. Reloads are done online while you are abroad.
What are the advantages and benefits of a forex card?
You lock the rate before you travel, you avoid the 2–5% markup that banks and airport counters build in, you carry far less cash, and the card can be blocked and replaced if lost — cash cannot. It also keeps a clean record of foreign spend, which matters if you need to evidence LRS usage.
How do I log in to my forex card account?
Card login, balance checks and reloads are handled through the issuing bank’s cardholder portal, and your Matrix Forex advisor sends the exact link and first login steps with the card. Reloads can also be arranged through your advisor while you are abroad.
How does a forex card compare with a bank travel card?
Bank travel cards from IndusInd, SBI, ICICI, HSBC, Yes Bank and others work the same way mechanically. The difference is the load rate: most build a markup into the rate they load at, so the cost is invisible unless you compare their quote against the interbank rate at the same moment. Do exactly that — take the quote, compare it with the live rate on this page, and the difference on your trip budget is the real comparison.
Is a forex card better than a zero forex credit card?
They solve different problems. A zero forex credit card is convenient for unplanned spend and does not need pre-loading, but you carry the rate risk to settlement and the network FX rate still applies. A forex card fixes your rate up front at zero markup and caps your exposure to the loaded amount. Many travellers carry both and put planned spend on the forex card.
Get Your Forex Card in 24 Hours
Zero markup. Free issuance. Delivered to your door across Delhi NCR.
💬