Desk rates · 12:35 AM IST, Sun 11 Oct

Live forex rates for wherever you're going

Today's exchange rate in India for 37 currencies: the currency exchange rates Matrix Forex sells and buys at, for cash, a forex card, a transfer and buy-back, live from the desk.

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Popular

Pick a place in the sentence, in the popular row or on the map; the plane shows the route from India.

All 37, by where they're spent

Currency exchange rate today: every currency, every place

Our rate per unit for each, at the same desk update. Each one opens its own rate page, with every rate and how the week went.

Book for your trip

Tell us the currency and the amount. A dealer calls back with your exact quote.

How do you want it?

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Euro countries Use the euro, not members Other currencies

Spain, Italy, France and 18 more

One currency, 21 countries

From Lisbon to Helsinki, one card or one envelope of euros covers the trip: Austria, Belgium, Bulgaria, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia and Spain. Andorra, Monaco, San Marino and Vatican City use it by agreement; Montenegro and Kosovo use it too.

Cash
₹109.62
Forex card
₹108.80
Send money
₹108.38
Sell back
₹107.55

Euro rates per euro, live at 12:35 AM IST on 11 Oct 2026. Euro rate today →

In Europe but not the euro

Paying abroad

Card or cash, by destination

The forex card rate sits closer to the market than notes, which have to be flown in, insured and counted. Here is how much more currency ₹1 lakh gets you on the card than in cash, at today's rates.

Rate difference only, at the live rates of 12:35 AM IST on 11 Oct 2026; card issue and reload charges, if any, apart. The card holds 28 currencies; carry a little cash for arrival.

On ₹1 lakh, the card gives youmore

ShanghaiChinese Yuan ₹3,822
DubaiUAE Dirham ₹2,900
MakkahSaudi Riyal ₹2,700
BangkokThai Baht ₹2,326
TorontoCanadian Dollar ₹2,004
SydneyAustralian Dollar ₹1,297
SingaporeSingapore Dollar ₹1,292
LondonBritish Pound ₹858
New YorkUS Dollar ₹819
ParisEuro ₹748

Fixed to the dollar

Dubai, Riyadh, Doha, Muscat, Manama: priced off the dollar

Five Gulf currencies are fixed to the US dollar by their central banks, and the Hong Kong dollar trades in a narrow band against it. So their rupee price follows the dollar's, up and down.

Over the last month the US dollar moved +1.35% against the rupee, and the dirham, the two riyals, the Omani rial and the Bahraini dinar moved exactly the same, to the second decimal. The Hong Kong dollar, inside its band, moved +1.28%.

The Danish krone does the same with the euro: about 7.46 kroner to the euro since 1999.

The last twelve months

How far your travel budget moved in a year

The change in each currency's price against the rupee over a year, in the market. The Australian dollar (Sydney) costs 17.9% more in rupees than a year ago, while the Turkish lira (Istanbul) costs 7.3% less. The same foreign-currency budget moves by the same amount.

Each dot is about 0.8%. The 28 currencies with a full year of European Central Bank reference rates, from our data feed: market moves, not our rates. Data to 10 Oct 2026.

On request

Off the usual route? We source these for you

Nine currencies are not kept in branch stock and are not on the forex card. The desk sources each order and confirms availability and the exact rate on the call.

Kuwait CityKuwaiti Dinar · KWD
₹318.59per dinar, cashOn request
MuscatOmani Rial · OMR
₹257.12per rial, cashOn request
ManamaBahraini Dinar · BHD
₹262.31per dinar, cashOn request
IstanbulTurkish Lira · TRY
₹2.02per lira, cashOn request
MaléMaldivian Rufiyaa · MVR
₹6.46per rufiyaa, cashOn request
ManilaPhilippine Peso · PHP
₹1.59per peso, cashOn request
WarsawPolish Zloty · PLN
₹25.49per zloty, cashOn request
CairoEgyptian Pound · EGP
₹1.91per Egyptian pound, cashOn request
TaipeiTaiwan Dollar · TWD
₹3.12per Taiwan dollar, cashOn request

Asked and answered

Forex rate questions

What people ask about today's rates, answered with today's numbers.

What are the forex rates today?

At 12:35 AM IST on 11 Oct 2026, Matrix Forex sells US dollars at ₹97.69, euros at ₹109.62, pounds at ₹129.40 and UAE dirhams at ₹27.24 in cash. The "Every currency, every place" section above lists all 37 currencies, with the forex card, transfer and buy-back rates.

What is the Indian currency rate today?

The Indian currency rate today, against the main currencies: one US dollar costs ₹97.69, one euro ₹109.62 and one UAE dirham ₹27.24 in cash at Matrix Forex. That is the Indian rupee exchange rate for buying notes; the forex card, transfer and buy-back rates for all 37 currencies are in the list above.

What is the foreign exchange rate today?

Foreign exchange rates move through the trading day, so today's rate is the one shown on this page, updated live. Matrix Forex quotes four for each currency: cash, forex card, transfer and buy-back. The forex exchange rate on a card sits closer to the market than notes, which have to be imported, insured and delivered.

Why is the rate you buy back at lower than the rate you sell at?

Because notes are handled both ways. When you buy, notes are imported, insured, stored and delivered; when you sell them back, they are checked and shipped out again. A forex card or a transfer sits closer to the market.

Which rate applies to a forex card?

The card rate: choose "a forex card" in the sentence at the top. The card holds 28 currencies; on ₹1 lakh of US dollars its rate gives about ₹819 more currency than the cash rate today.

How often do the rates change?

Through the trading day, as the market moves. The time at the top of this page is the desk's last update; the dealer confirms your exact rate on the callback.

What does "on request" mean?

Nine currencies are not kept in branch stock: the Kuwaiti dinar, Omani rial, Bahraini dinar and six others. The desk sources them for each order and confirms availability and the rate on the call.

Why do the dirham and the riyal move with the dollar?

Their central banks fix them to the US dollar: 3.6725 dirhams and 3.75 riyals to the dollar. So their rupee price rises and falls with the dollar's.

Which currency do I need for Europe?

The euro in 21 countries, from Spain, France and Italy to Croatia and Bulgaria. The United Kingdom, Switzerland, Denmark, Sweden, Norway, Czechia, Poland and Turkey have their own currencies, and we sell all of them.

How much foreign currency can I carry in cash?

Up to the USD 3,000 equivalent as currency notes per trip; the rest goes on a forex card, within the USD 250,000 annual LRS limit.

Is tax charged when I buy foreign currency?

Tax collected at source applies once your foreign-exchange purchases in a financial year cross ₹10 lakh: nil when an education loan pays, 2% for self-funded education and medical treatment, and 20% for travel and everything else. It is credited against your income tax when you file.

How are currency exchange rates determined?

By supply and demand in the global currency market, where banks and dealers trade around the clock. Interest rates, inflation, trade and investment flows and central bank action move them; the Reserve Bank of India steps in to smooth sharp swings in the rupee. A dealer's price for notes adds the cost of handling them, which is why cash costs more than a card or a transfer.

Book AED · cash ₹27.24Get my quote
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