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Buy Foreign Currency Online

Buy Foreign Currency Cash, Delivered to Your Door

Buy forex cash online and see your Matrix buy rate before you confirm. Same-day doorstep delivery across 16 cities, or collect from one of our 8 Matrix Forex branches.

40 cash currenciesRate shown before you confirm AD-II RBI authorised

Buy Forex Online

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Free doorstep delivery, or collect from your branch
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RBI-authorised · Pay only on delivery · No spam

Need a currency the picker does not list? Speak to an advisor and we will confirm availability.

Direct Answer

What does it mean to buy forex?

Buying forex means purchasing foreign currency in exchange for rupees before you travel, so you land with spendable cash rather than depending on an airport counter or an overseas ATM. In India it has to be done through an RBI-authorised dealer, and the transaction is recorded against your annual limit.

Matrix sells foreign currency notes against a live rate you can see before you commit. You lock the rate online, complete verification, and take delivery at your address or collect from a branch. The currency, the amount and the purpose are declared at the time of the order.

Buying cash is not the same as loading a card. Cash is useful for taxis, tips, local markets and other places where cards may not be accepted. A forex card suits hotels, malls and online payments. Many travellers choose a combination of the two depending on the destination and how they expect to spend.
Doorstep Delivery

Forex home delivery, same day

You do not have to visit a branch to buy currency. Order online, verify at your door, and take the cash from the delivery executive.

  • Same-day slots in 16 cities. Orders placed before 2 PM are delivered the same day, Monday to Saturday. Sunday delivery is currently available from our Delhi branch only.
  • Delivered to home or office, including to a different address from the one on your ID.
  • Verified at the door, so nothing is handed over before your documents are checked.
  • Delivery charge is not charged anywhere in our 16 delivery cities.

How delivery works

  1. Lock the rateThe rate is fixed when you confirm, not when the executive arrives.
  2. Upload documentsPassport, PAN and travel proof, submitted online before dispatch.
  3. Slot confirmedYour advisor confirms the window by phone. Delivery runs Monday to Saturday against a 2 PM cut-off.
  4. Verify and collectOriginals are checked at the door and the currency is counted with you.

Where we deliver. Doorstep delivery covers 16 cities: our 8 branch cities (Delhi, Mumbai, Bangalore, Chennai, Hyderabad, Pune, Kanpur and Tiruppur) plus Noida, Gurgaon, Faridabad, Navi Mumbai, Thane, Secunderabad, Coimbatore and Lucknow. Outside these areas, collection is available at any branch. See all locations →

The Rate

See your rate and charges before you confirm

Your Matrix buy rate for the currency and amount you want is shown in the form above. Applicable taxes and charges are listed separately, so you see the full rupee amount before you commit to anything.

Exchange rate Buy rate

Your Matrix buy rate for that currency, shown live in the form above and locked when you confirm.

GST Applicable

Shown separately in your transaction breakdown before confirmation, never folded into the rate.

TCS By purpose

Applies above the annual LRS threshold, at a rate set by the purpose of the transaction. Confirmed before you pay.

How to compare providers properly. Pricing sits inside the exchange rate, not only in the advertised fee, so a headline fee tells you little on its own. Compare the final rupee amount you are quoted for the same currency and amount at the same moment. Check today's live rates →
Currencies

Buy the currency you actually need

Matrix supports foreign currency cash orders across 40 currencies, subject to current availability. These are the ones travellers order most often.

US DollarUSD UAE DirhamAED British PoundGBP EuroEUR Thai BahtTHB Singapore DollarSGD Australian DollarAUD Japanese YenJPY

Also stocked: CAD, CHF, NZD, SAR, QAR, MYR, HKD, VND, IDR, LKR, ZAR and more. See all currencies and live rates →

How It Works

Buy forex online in four steps

The whole order starts online. The only in-person moment is the handover, because currency notes have to change hands somewhere.

01

Get your rate

Pick the currency and amount. Your Matrix buy rate is shown before you commit to anything.

02

Lock and confirm

Confirm the order to hold the rate. The rate is locked when you confirm and stays locked through delivery, even if the market moves against it.

03

Submit documents

Passport, PAN and travel proof, uploaded online. Your advisor confirms what applies to your purpose.

04

Delivery or pickup

Take delivery at your address, or collect from any branch. Originals are verified at handover.

Limits, Tax & Documents

How much foreign currency can you buy?

Two separate rules apply: an annual limit on everything you send or carry abroad, and a per-trip sub-limit on how much of it can be physical cash.

Annual limit (LRS)

Under the RBI's Liberalised Remittance Scheme, every Indian resident can buy or remit up to USD 250,000 per financial year for permitted purposes.

The limit covers travel, education, medical treatment, family support, gifts and investments together, not each separately.

Cash sub-limit per trip

Of your annual limit, up to USD 3,000 per trip can be carried as foreign currency notes. Travel to Iran, Russia and the CIS countries permits a higher cash limit.

Anything above the cash sub-limit is carried as a forex card or sent by wire transfer.

Tax Collected at Source

TCS, and when it applies

TCS may apply depending on the purpose of your transaction, the amount, and the tax rules in force. Rates and thresholds are set by Finance Acts and change from time to time, so Matrix maintains the current treatment on the regulations page rather than restating it here.

  • Below the annual threshold, no TCS is collected.
  • Above it, the rate depends on whether the purpose is education, medical treatment, a tour package or general travel.
  • Your advisor confirms the rate that applies to your order before you pay, itemised separately on the receipt.
TCS is generally recoverable. It is reflected in your Form 26AS and may be claimed as tax credit or adjusted under the applicable tax rules. Timing and treatment depend on your own tax position, so confirm it with your tax adviser.

Check current LRS & TCS rules →

Documents you will need

Every forex order needs the full set. Originals are verified at your door or at the branch, and only the copies actually required are retained.

1Passport, front and address pages
2PAN card
3Visa, where the destination requires one
4Travel tickets naming the traveller, including the return ticket
5Form A2 / applicable transaction documentation
Education and employment travel. A return ticket is not required. In its place we collect the admission or offer letter from the college or school for education travel, or the employer's offer letter for employment travel.
Buy Forex Near You

Buy forex in your city

Each city page covers local delivery areas, branch addresses and same-day cut-off times.

Matrix delivers in 16 cities and operates 8 branches. Find your nearest branch →

SEE THE
RATE
FIRST.

One rate, quoted live, with taxes shown separately. What you are charged is what you were shown.

Why Matrix Forex

Why people buy from us

RBI Authorised Dealer Category-II

Licence NDL-ADII-0023-2023. Every transaction is KYC-verified, receipted and reported as an authorised dealer is required to.

The rate is visible before you commit

Your buy rate is shown live for the currency and amount you want, and GST and any applicable TCS are disclosed as separate lines before you confirm.

Delivered, not queued for

Same-day doorstep delivery across 16 cities, fulfilled from 8 branches, with no delivery fee and KYC verified at your door.

A person, not a form

An advisor confirms your order, tells you which documents apply to your purpose, and stays reachable until handover.

Scale

15 years in business, 3 lakh+ customers, 8 branches and 16 delivery cities.

Buy Forex FAQs

What travellers ask first

How do I buy forex online in India?

Choose the currency and amount, lock the live rate, upload your passport, PAN and travel proof, and take delivery at your address or collect from a branch. The order starts online, and the handover is in person because currency notes have to change hands somewhere.

Can I get forex delivered to my home?

Yes. Doorstep delivery covers 16 cities: our 8 branch cities plus Noida, Gurgaon, Faridabad, Navi Mumbai, Thane, Secunderabad, Coimbatore and Lucknow. Documents are verified at the door and the currency is counted with you before handover.

Is same-day forex delivery possible?

Yes, in all 16 delivery cities. Orders placed before 2 PM are delivered the same day, Monday to Saturday, including cities where we do not run a walk-in branch. Orders after the cut-off are delivered the next working day.

How much foreign currency cash can I carry abroad?

Of your annual LRS limit, up to USD 3,000 per trip can be carried as foreign currency notes. Travel to Iran, Russia and the CIS countries permits a higher cash limit. Anything beyond that is carried on a forex card or sent as a wire transfer.

What is the rate I get when I buy forex?

Your Matrix buy rate for that currency, shown live in the form before you confirm and locked once you do. GST and any applicable TCS are listed separately, so the full rupee amount is visible before you commit.

What documents do I need to buy foreign currency?

Passport (front and address pages), PAN card, travel tickets naming the traveller including the return ticket, and a visa where the destination requires one. For education or employment travel the return ticket is not needed, but the college admission letter or the employer's offer letter is. Originals are verified at handover.

Is buying forex from Matrix safe?

Matrix Forex Services Pvt Ltd is an RBI Authorised Dealer Category-II under FEMA 1999, Licence NDL-ADII-0023-2023. Every transaction is KYC-verified and receipted. Buy foreign exchange through an RBI-authorised provider so the transaction is properly documented on both sides.

Should I buy currency notes or a forex card?

Cash is useful for taxis, tips, local markets and smaller establishments where cards may not be accepted. A card suits hotels, malls and online payments, and can be blocked and reissued if lost. Many travellers choose a combination, weighted towards cash for destinations where card acceptance is limited.

How far in advance can I buy forex?

Matrix releases travel foreign exchange within 60 days of your date of travel. Orders placed earlier than that cannot be fulfilled. Your ticket and travel dates form part of the documentation in every case, so the trip needs to be confirmed before you order.

What if I do not spend it all?

Unspent notes can be sold back to an authorised dealer. Residents are expected to surrender unused foreign exchange within the applicable window after returning. See our sell forex page for the buy-back process and current rates.

Related Reading

Before you place the order

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Lock today's rate before it moves

Tell us the currency, the amount and your city. An advisor confirms the rate, the documents that apply to your trip, and your delivery slot.

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