
Australia Travel Guide
A practical Australia travel guide for travellers from India: the Australian Dollar, cards versus cash, entry planning, city budgets, transport, national parks and travel-money preparation.
Australia money at a glance
Currency
Australian Dollar (AUD). Polymer notes are AUD 5, 10, 20, 50 and 100; coins are 5, 10, 20 and 50 cents plus AUD 1 and AUD 2.
Paying
Card-first in cities and tourist areas. Contactless is common. Since 1 October 2026, card surcharges are banned on eftpos, Visa and Mastercard, including cards issued overseas, so the displayed price is what you pay.
Cash for a week
AUD 150 to 250 is enough for most travellers as backup, for markets and for remote stops.
Visa planning
Indian passport holders need a Visitor visa (subclass 600), applied for online; the ETA and eVisitor are not open to Indians. The charge is AUD 250 from 1 July 2026.
Daily budget
Roughly AUD 220 to 380 per person per day for a mid-range trip, excluding international flights. Sydney, reef trips and remote routes cost more.
Tax and refunds
GST is 10% and included in displayed prices. Eligible visitors may claim the Tourist Refund Scheme on qualifying goods.
Biosecurity
Declare food, plant material and animal products. Australia applies strict border biosecurity rules.
Australia is one of the easiest destinations for card-first travel. Hotels, supermarkets, restaurants, attractions and urban transport commonly accept cards or phone payments. Carry AUD 150 to 250 in cash for markets, small regional businesses, remote stops and as a backup. Keep at least two payment methods and do not depend on one physical card or one mobile wallet.
Best places to visit in Australia
Australia is vast, so choosing fewer regions usually makes a better first trip. Most itineraries are built from two or three of these bases, with domestic flights or long drives in between. Each of these eight cities now has its own guide, with costs in Australian dollars and Indian rupees, what to see, and how to pay.
New South WalesSydney
First-timers, harbour sights, beaches and the Blue Mountains.
VictoriaMelbourne
Food, culture, sport and the Great Ocean Road.
QueenslandBrisbane
City break with Sunshine Coast and Gold Coast access.
QueenslandGold Coast
Beaches, theme parks and families.
Tropical QueenslandCairns
Great Barrier Reef, Daintree and adventure.
Western AustraliaPerth
Beaches, Rottnest Island and Western Australia road trips.
South AustraliaAdelaide
Food, festivals, Kangaroo Island and value.
TasmaniaHobart
Nature, history, food and Tasmania road trips.
| City | Region | Daily budget | Paying | In short |
|---|---|---|---|---|
| Sydney | New South Wales | AUD 260-420 | Card-first | First-timers, harbour sights, beaches and the Blue Mountains. |
| Melbourne | Victoria | AUD 230-370 | Card-first; myki for transit | Food, culture, sport and the Great Ocean Road. |
| Brisbane | Queensland | AUD 200-330 | Card-first | City break with Sunshine Coast and Gold Coast access. |
| Gold Coast | Queensland | AUD 220-360 | Card-first | Beaches, theme parks and families. |
| Cairns | Tropical Queensland | AUD 240-400 | Card-first; tour costs matter | Great Barrier Reef, Daintree and adventure. |
| Perth | Western Australia | AUD 230-370 | Card-first | Beaches, Rottnest Island and Western Australia road trips. |
| Adelaide | South Australia | AUD 200-320 | Card-first | Food, festivals, Kangaroo Island and value. |
| Hobart | Tasmania | AUD 210-350 | Card-first; car helpful | Nature, history, food and Tasmania road trips. |
What things cost in Australia
| Coffee | AUD 4.50 to 6.50 |
|---|---|
| Casual meal for one | AUD 18 to 30 |
| Sit-down dinner for two | AUD 90 to 150 |
| Sydney Opal daily cap | Up to AUD 19.30 Mon to Thu, AUD 9.65 Fri to Sun and public holidays (plus airport station access fee) |
| Queensland Translink trip | 50 cents flat across eligible services (Airtrain excluded) |
| Mid-range hotel, per night | AUD 170 to 300, higher in Sydney and peak periods |
| Domestic flight | AUD 120 to 350 depending on route, date and baggage |
| Rental car, all-in | AUD 80 to 160 per day after insurance, fuel, parking and tolls |
| Full-day Great Barrier Reef tour | Often AUD 220 to 350+, depending on vessel and inclusions |
Budget roughly ₹12,200 to ₹21,100 per person per day on the ground, two sharing a room and excluding flights.
Budget ranges are editorial planning estimates based on typical mid-range travel costs reviewed in July 2026, for one person, two sharing a room, excluding international flights. Actual prices vary by season, location, booking time, traveller preferences and inclusions.
Fees and fares that change
AUD 5.70 half-price period, full fare (AUD 4.00 at weekends and on public holidays; the standard full-fare cap is AUD 11.40) until 1 January 2027
Transport Victoria →AUD 25 until 14 May 2027 (the tropical-summer price, also charged from July to October 2026; the usual dry-season price is AUD 40) until 14 May 2027
Parks Australia / Kakadu →AUD 8.50 full-day / AUD 4.25 part-day (usually collected with your tour) until 31 March 2027
Great Barrier Reef Marine Park Authority →has been removed on eftpos, Mastercard and Visa debit, prepaid and credit cards, including cards issued overseas, so the displayed price is the price you pay. Weekend and public-holiday surcharges are still allowed.
Reserve Bank of Australia →Money in Australia, in detail
Australia uses the Australian Dollar and is highly card-friendly, but long domestic distances and expensive tours can raise the final budget. Indian passport holders need a Visitor visa (subclass 600), AUD 250 from 1 July 2026. For a comfortable mid-range trip, budget around AUD 220 to 380 per person per day, with higher allowances for Sydney, the Great Barrier Reef, Uluru and rental-car itineraries. Carry most spending on an AUD prepaid or multi-currency travel card or a low-foreign-transaction-fee bank card, plus AUD 150 to 250 in cash for backup. Declare food and other biosecurity-risk items on arrival.
Understanding the Australian Dollar exchange rate
AUD exchange rates move constantly and are hard to predict. Focus on the final customer rate, card foreign-transaction fees, ATM charges and any card surcharge rather than trying to pick a perfect day. Compare the quoted AUD rate against a reliable market reference and check all visible charges before you confirm.
How much AUD to carry
For a mid-range trip, allow around AUD 220 to 380 per person per day before international flights. Most travellers can place planned spending on an AUD prepaid or multi-currency travel card or a low-foreign-transaction-fee bank card, and carry AUD 150 to 250 in cash for a week. Increase the buffer for road trips, remote areas and tours that must be paid on the day.
Cards, cash and three payment traps
Card acceptance is widespread, but a card-first trip should still include a backup. Carry two independently issued cards where practical, enable international use, and know your issuer's foreign-transaction, ATM and replacement fees.
- Dynamic currency conversion: when a terminal offers AUD or your home currency, choose AUD. Home-currency billing can carry an unfavourable processor rate.
- Card surcharges: banned since 1 October 2026 on eftpos, Visa and Mastercard, including cards issued overseas. Weekend, public-holiday and booking surcharges are still allowed.
- Device mismatch on transit: where contactless transport is available, tap on and off with the same physical card or the same phone so the system applies the correct fare and caps.
The best ATM approach in Australia
Use ATMs operated by recognised banks and review the operator fee before confirming. Your own bank or travel-card issuer may also charge a withdrawal or conversion fee. Fewer, larger withdrawals usually cost less than repeated small ones. Decline any ATM offer to convert into your home currency and let your own provider handle the AUD transaction.
GST and the Tourist Refund Scheme
Australia applies a 10% GST to most goods and services, normally included in displayed prices. Eligible international travellers may claim a refund under the Tourist Refund Scheme when purchases total at least AUD 300 (including GST) from a supplier using the same ABN, the goods were bought within 60 days of departure, and the invoice and export conditions are met. Services such as hotels, tours and car rental are not claimable.
Getting around Australia
Australia is very large, so fewer regions usually makes a better first trip. Domestic flights are typically the most practical way to connect Sydney, Melbourne, Brisbane, Cairns, Perth, Adelaide, Darwin, Hobart and the Red Centre.
Public transport varies by city. Sydney uses Opal or supported contactless, with daily and weekly caps (see What things cost). Melbourne uses myki or contactless credit and debit cards, but not prepaid cards issued outside Australia, so a forex card may be refused there; fares are half price until 1 January 2027 (see the fees panel above). Queensland Translink uses a permanent 50-cent flat fare on eligible services, excluding Airtrain. Perth offers cash, contactless and SmartRider. Recheck each network before travel.
Driving rules and recognition of overseas licences are set by each state and territory. Carry your valid home-country licence and check whether an English translation or International Driving Permit is required in every jurisdiction on your route. Budget for insurance, fuel, tolls, one-way fees, parking and long distances between stops.

National park and Great Barrier Reef fees
Australia has no single national-park pass. Commonwealth, state and territory parks use different entry, vehicle, camping and tour charges. For the current Kakadu pass price and the Great Barrier Reef Environmental Management Charge, both seasonal or temporary in 2026, see the fees panel above. Tour operators usually collect the reef charge with the tour price. Check the specific park or operator page before you pay for flights, accommodation or a rental car.
Entering Australia and biosecurity
Australia applies strict biosecurity controls. Declare food, plant material, animal products, medicines and other listed goods, even small quantities or homemade food. If unsure, declare the item; declaration itself does not automatically lead to a penalty, but failing to declare, or giving false information, can lead to infringement action, civil or criminal penalties and possible visa cancellation. Check current Australian Border Force guidance before packing snacks, spices, seeds, wooden items, herbal products or medicines.
Australian visa requirements by passport
Indian passport holders are not eligible for the Electronic Travel Authority (subclass 601) or the eVisitor (subclass 651), so they need the Visitor visa (subclass 600), Tourist stream, applied for online through ImmiAccount. The base charge is AUD 250 from 1 July 2026, up from AUD 200. Most visitors are granted up to three months, and up to 12 months is possible.
Processing times move with demand: in late September 2026, half of Tourist stream applications were decided within 21 days and 90% within 33. Biometrics are requested only in some cases, and the department tells you if they are needed. Apply well ahead, with complete documents.
Check Australian visa options → · Check current visa charges → · Check visa processing times →
Australia money FAQs
Yes. Indian passport holders are not eligible for the Electronic Travel Authority (601) or the eVisitor (651), so they need a Visitor visa (subclass 600), Tourist stream, applied for online through ImmiAccount before travelling.
For Indian passport holders, the Visitor visa (subclass 600) Tourist stream costs AUD 250 from 1 July 2026, up from AUD 200. Charges change each July, so check the Home Affairs pricing page before you apply.
It varies with demand. In late September 2026, half of Tourist stream applications were decided within 21 days and 90% within 33. Apply well ahead of your travel date, with complete documents.
Use a combination of an AUD prepaid or multi-currency travel card or a low-foreign-transaction-fee bank card, a separately issued backup card and a modest amount of Australian Dollar cash. Compare exchange rates, foreign-transaction fees, ATM charges and card surcharges before choosing.
Many travellers manage with AUD 150 to 250 in cash for a week because cards are widely accepted. Keep small notes for markets, small businesses, emergencies and any place where a card surcharge makes cash more economical.
There is no general limit on the amount you may carry, but cash and certain monetary instruments with a combined value of AUD 10,000 or more, or the foreign-currency equivalent, must be declared when moving into or out of Australia.
Usually yes, provided international transactions are enabled and the card network is accepted. Your issuer may charge a foreign-transaction fee. Since 1 October 2026, card surcharges are banned on eftpos, Visa and Mastercard, including cards issued overseas, so the displayed price is what you pay.
Choose AUD. Paying in your home currency may trigger dynamic currency conversion, where the merchant or payment processor sets the exchange rate and may add a significant margin.
Not on the main cards any more. Since 1 October 2026, surcharges are banned on eftpos, Mastercard and Visa debit, prepaid and credit cards, including cards issued overseas, and American Express and UnionPay have dropped theirs too. Weekend and public-holiday surcharges and booking fees are still allowed.
Driving rules are set by Australian states and territories, and rental-company requirements can differ. Carry your valid home-country licence and check whether an English translation or International Driving Permit is required for every place you will drive.
Eligible international travellers may use the Tourist Refund Scheme when they spend at least AUD 300 (including GST) with a supplier using the same ABN, buy the goods within 60 days of departure and meet the invoice and export conditions. Services are not eligible.
Declare all food, plant material and animal products on arrival, or drop them in the airport bins. From India, cumin, coriander and fennel seeds, dried chillies and raw rice are not allowed, and ghee and milk sweets are likely to be refused. Failing to declare can bring a fine of up to AUD 7,280 or visa cancellation.
Yes, from Delhi: Air India flies nonstop to Sydney and Melbourne every day, and Qantas flies Delhi-Melbourne from 26 October 2026 to 27 March 2027 and plans to resume Bengaluru-Sydney from 25 October. There are no nonstops from Mumbai, or to Perth, Brisbane or Adelaide.
It depends on the city. In Brisbane and on the Gold Coast, Translink accepts Visa and Mastercard prepaid and travel cards. Melbourne does not accept prepaid cards issued outside Australia, so use a credit or debit card or a myki there. Sydney's Opal readers take contactless Visa, Mastercard and Amex cards.
There is no hotel or city tourist tax. Victoria charges a 7.5% levy on short stays of under 28 days in homes such as holiday rentals, but hotels, motels and hostels are exempt.
Sort your Australian Dollar before you fly
Lock the rate, carry the right mix of cash and card, and know today’s AUD rate before you book.
Official sources reviewed
- Australian Department of Home Affairs — Visitor visa (subclass 600) and current visa pricing
- AUSTRAC — Moving money across international borders
- Australian Border Force — Tourist Refund Scheme and biosecurity declarations
- Australian Taxation Office — GST
- Transport for NSW — Opal fares and caps
- Victorian Government / Transport Victoria — Half-price travel and metropolitan myki fares
- Translink Queensland — 50 cent fares
- Reserve Bank of Australia — Review of Merchant Card Payment Costs and Surcharging
- Parks Australia / Kakadu National Park — Park passes
- Great Barrier Reef Marine Park Authority — Environmental Management Charge
Last reviewed 3 October 2026 by Matrix Forex Editorial Team. Next review due 31 October 2026.
Plan your australian dollar money before you fly
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