INR → THB · Thailand
INR → USD · United States
INR → VND · Vietnam
INR → SGD · Singapore
INR → EUR · Eurozone
INR → GBP · United Kingdom
INR → CHF · SwitzerlandINR to HKD Calculator
Enter any amount to see the exact converted value at today's live interbank rate — zero markup applied.
Today's Exchange Rates
INR to HKD — Everything You Need to Know
Browse All Conversions
1 INR to HKD today
The mid-market rate is the midpoint between the buy and sell prices on the global currency market. It is what Google shows. It is not what your bank charges.
The HKD to INR rate moves almost entirely with the INR to HKD rate, because the Hong Kong dollar is pegged to the US dollar within a tight trading band under the Linked Exchange Rate System. Hong Kong Monetary Authority intervenes to maintain the peg. So when the dollar strengthens against the rupee, the HKD strengthens by roughly the same amount. Pure HKD-INR movement is rare.
The rate you see on Google is a reference number. The rate you transact at depends on who you buy from.
GST on the service component (tiered) + TCS above ₹10 lakh per FY apply per LRS rules. Disclosed upfront.
What 1 INR to HKD actually costs you
Here is where most travellers lose money on a Hong Kong trip without realising it. A bank or airport counter quoting HKD at the mid-market rate plus a markup will not show that markup as a separate line item. It is built into the exchange rate.
On a Hong Kong layover or a short Disney HK trip, a family buys several thousand HKD for transport, dining, and entertainment. Even a small per-HKD markup compounds into a meaningful rupee figure across the trip budget. Airport counters in both India and Hong Kong usually carry the largest markups; Hong Kong airport's counters are particularly known for poor rates on small amounts.
There are typically three cost layers on an HKD conversion: the exchange rate markup built into the quoted rate, a transaction or service fee, and GST charged on the service component.
Matrix Forex sells Hong Kong dollars at the live interbank rate without a markup.
Ways to convert INR to HKD
A bank wire transfer suits larger amounts, particularly for business payments to Hong Kong-based suppliers or for property transactions. Processing takes one to three working days with the bank's exchange rate plus SWIFT charges.
Online forex providers let you book a rate online, then choose branch pickup or door delivery before departure. The booking locks the rate before payment.
A forex card is a prepaid card loaded with Hong Kong dollars before travel. It works at point-of-sale and ATMs across Hong Kong. The Matrix Forex Card supports HKD alongside 27 other currencies.
For smaller amounts or layover travel, branch cash exchange remains the fastest option.
Tax and limits on INR to HKD
Under the Liberalised Remittance Scheme, an Indian resident individual can remit up to USD 250,000 (or its HKD equivalent) per financial year for permitted purposes — travel, education, medical, family support, gifts, and investments.
TCS applies above ₹10 lakh per person per financial year. Education funded through a loan from a Section 80E recognised institution is at 0% TCS regardless of amount. Self-funded education and medical are at 5% above ₹10 lakh. Other LRS purposes including travel, gifts, and investments are at 20% above ₹10 lakh.
TCS is not a final tax. It is adjusted against your annual income tax liability.