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INR → VND · VietnamBDT to INR Calculator
Enter any amount to see the exact converted value at today's live interbank rate — zero markup applied.
Today's Exchange Rates
BDT to INR — Everything You Need to Know
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1 BDT to INR today
The mid-market rate is the midpoint between the buy and sell prices on the global currency market. It is what Google shows. It is not what your bank charges.
The BDT to INR rate moves on Bangladesh Bank policy decisions, garment export receipts, and remittance inflows from Bangladeshi workers in the Gulf. Bangladesh Bank manages the taka with regular intervention and recent moves toward a more flexible exchange rate regime have introduced more volatility. The taka is also influenced by the rupee's own movement against the dollar.
The rate you see on Google is a reference number. The rate you transact at depends on who you buy from.
GST on the service component (tiered) + TCS above ₹10 lakh per FY apply per LRS rules. Disclosed upfront.
What 1 BDT to INR actually costs you
Here is where most cross-border travellers and remitters lose money without realising it. A bank or counter quoting BDT at the mid-market rate plus a markup will not show that markup as a separate line item. It is built into the exchange rate.
On a Dhaka-Sylhet trip or a family visit across the West Bengal border, travellers typically buy several thousand taka for accommodation, transport, and dining. Even a small per-taka markup compounds into a meaningful rupee figure. Land-border money changers at the Petrapole-Benapole crossing are particularly known for poor rates compared to in-city options in Kolkata or Dhaka.
There are typically three cost layers on a BDT conversion: the exchange rate markup built into the quoted rate, a transaction or service fee, and GST charged on the service component.
Matrix Forex sells Bangladeshi taka at the live interbank rate without a markup.
Ways to convert BDT to INR
A bank wire transfer suits larger amounts for business payments or family support. Processing takes one to three working days with the bank's exchange rate plus SWIFT charges.
Online forex providers let you book a rate online, then choose branch pickup or door delivery before departure. The booking locks the rate before payment.
Bangladeshi taka is not loadable on a forex card — BDT is not among the supported card currencies. Travellers typically carry taka cash purchased in India before departure, plus a small USD reserve for backup.
Branch cash exchange remains the standard option for travel and short trips. Bangladesh runs heavily on cash for everyday transactions outside major Dhaka hotels.
Tax and limits on BDT to INR
Under the Liberalised Remittance Scheme, an Indian resident individual can remit up to USD 250,000 (or its BDT equivalent) per financial year for permitted purposes — travel, education, medical, family support, gifts, and investments. LRS governs outward remittances only; inward remittances from Bangladesh follow separate FEMA provisions.
TCS applies above ₹10 lakh per person per financial year. Education funded through a loan from a Section 80E recognised institution is at 0% TCS regardless of amount. Self-funded education and medical are at 5% above ₹10 lakh. Other LRS purposes including travel and family support are at 20% above ₹10 lakh.
TCS is not a final tax. It is adjusted against your annual income tax liability.