US Dollar
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VND → INR· VietnamLive Forex Rates in Gurgaon Today
The exchange rates below are live interbank rates, the same rate banks use when trading with each other. Matrix Forex applies zero markup on all transactions.
Forex Services Available in Gurgaon
Matrix Forex covers the main foreign exchange needs of Gurgaon's travellers, students and businesses.
Foreign Currency Notes
Buy cash in more than 40 currencies, delivered to your door in Gurgaon. Carry up to USD 3,000 per trip in notes, with the balance loaded on a card or sent by wire.
Order Currency →Matrix Forex Card
A prepaid Visa card holding up to 28 currencies, loaded before you travel at the rate locked in on the day. No cross-currency charge on the currencies you have loaded.
Get Forex Card →Send Money Abroad
Send money abroad by SWIFT for education, medical treatment or family support under the Liberalised Remittance Scheme, with your KYC completed online.
Send Money →Why Gurgaon Residents Lose Money on Forex Without Realising It
Gurgaon's demand for foreign exchange is shaped by its position as a corporate hub. The offices of Cyber City, Golf Course Road, Udyog Vihar and the DLF phases send professionals abroad for project work and short postings, most often to the United States, the United Kingdom, Singapore, Europe and the Gulf, while families across the sectors and Sushant Lok fund students at universities in the United States, Canada, the United Kingdom and Australia.
For all of them, the cost of forex usually sits inside the exchange rate, not in a visible fee. A markup of 2 to 5 percent is built into the rate a bank or exchange quotes. On a 2 lakh rupee order, that is 4,000 to 10,000 rupees gone, with no line item to point to. It is easy to miss when you are booking currency in a hurry before a trip abroad or a semester overseas.
Matrix Forex transacts at the live interbank rate with no markup added. The rate you see in the converter above is the rate at which your transaction is processed. Before any forex transaction, check the mid-market rate on Google and compare it to the rate you are being quoted. The difference is your markup.
Same-Day Forex Delivery in Gurgaon, Including Weekends
Matrix Forex does not run a walk-in branch in Gurgaon. Orders here are fulfilled from the Delhi branch in Mehrauli, which serves the whole of NCR and delivers seven days a week, including weekends and public holidays. Place an order before 2 PM and it reaches you the same day, at home or at your office. You are welcome to visit the Delhi branch in person, though most customers in Gurgaon order online and take delivery at their door.
Sending Money Abroad from Gurgaon: LRS Rules
The Liberalised Remittance Scheme lets a resident individual send up to USD 250,000, roughly 2 crore rupees, per financial year. It covers travel, education, medical treatment, family support, gifts and investments. Beyond a cumulative 10 lakh rupees in a financial year, tax collected at source applies.
For most purposes it is 20 percent on the amount above 10 lakh. For education and medical treatment it is 2 percent above 10 lakh, and nil when the education is funded by a loan from a recognised institution. Overseas tour packages are charged 2 percent from the first rupee. TCS is not an extra tax. It is adjusted against your income tax when you file your return.
| Purpose | TCS Rate |
|---|---|
| Education (loan-funded) | 0% unchanged |
| Education (self-funded, above ₹10L) | 2% (was 5%) |
| Medical treatment abroad (above ₹10L) | 2% (was 5%) |
| Overseas tour packages | 2% flat |
| Foreign investments (above ₹10L) | 20% unchanged |